Very true.1000 credits = $1
I didn't like the change over at first but the restructuring with MyVIP has really made this better. Of course it rewards those that spend a lot of money on the service more than those that don't....but that's generally what all rewards programs are about. I assume MyVIP stacks with MyAcheivements discount but not sure. Ultimately, if you get to the top MyVIP tier and have 75,000+ Gamerscore, you could get 13% back on all digital purchases in addition to the punchcard rewards. That's pretty good. Not as good as GCU 20% + $10 GC good but not too shabby. However, combining this with Bing Rewards (and cashing that in for Microsoft credit), then it becomes even better assuming you are making purchases with full/partial "free" money. Lot's of ways to save .
I don't really spend enough to get much back from the rewards, however I do make out pretty well with Bing Rewards.